South Africa's Trusted Unclaimed Benefit Recovery Specialists
Unclaimed pension funds, insurance benefits, provident funds and dormant assets — traced, verified and recovered on your behalf. We do all the work. You only pay when we succeed.
Manuels Tracing Beneficiary is a fully registered South African private company (Reg. No. 2026/250539/07), led by Tamryn Lesley Manuel — a registered Public Officer and appointed Information Officer. We are CIPC registered, SARS tax compliant, and fully POPIA certified, giving our clients complete peace of mind.
We were built on one belief: every South African deserves access to the money they have earned — no matter how long ago. Our specialists trace, verify, and recover unclaimed pension funds, life insurance benefits, provident fund payouts, and dormant financial assets on behalf of beneficiaries and their families.
We handle everything from start to finish — tracing, verification, liaising with institutions, and managing the full claims process. You sign a clear mandate agreement before any work begins. Our only charge is a 15% fee on the amount successfully recovered, deducted only once your funds are paid out. If we do not recover, you owe us absolutely nothing.
Every engagement is fully transparent. You are kept informed at every stage, and our fee structure is clearly set out in writing before we begin.
From the first trace to the final payout, we handle everything on your behalf. You simply provide your information — we take care of the rest.
There are zero upfront costs and no charges during the process. Our 15% success fee is only deducted after your funds are successfully recovered and paid out to you.
We specialise in the full spectrum of unclaimed benefit recovery — from initial tracing through to final payout. Every service is handled entirely by us, at no upfront cost to you.
We trace and recover dormant pension fund benefits from former employers, retirement funds, and administrators — no matter how many years have passed.
Unclaimed life insurance payouts and policy benefits recovered on behalf of named beneficiaries and dependants who were unaware of their entitlement.
Former employees and their families are often unaware of provident fund balances left behind. We locate the fund, verify membership, and manage the full claim.
We locate named beneficiaries who have become unreachable, reuniting individuals with benefits held in their name using our national tracing network.
When a loved one passes away, benefits are often overlooked. We assist families and estate administrators in identifying and recovering all outstanding entitlements.
Dormant bank accounts and financial instruments are escheated to the state if not claimed. We act swiftly to recover these assets before they are forfeited.
Contact us at no cost. We assess your situation and advise on the likelihood of a successful recovery — with no obligation whatsoever.
You sign a clear mandate agreement confirming our 15% success fee and authorising us to act on your behalf. No upfront payment required.
We trace the funds, verify entitlement, and liaise directly with fund administrators and institutions. You sit back — we handle everything.
Funds are paid out to you. Our 15% fee is deducted only at this point — fully transparent, exactly as agreed in your signed mandate.
Whether you or a family member may have unclaimed benefits, or you are an executor dealing with an estate — reach out for a free, confidential discussion. No obligation, no upfront fees.